Blog

Symphony Financial Planning to Host Beauty in Nature Art Reception

October 5, 2017

Opening reception for group exhibition to be held Oct. 13 as part of 2nd Friday ArtAbout activities. DAVIS, California—October 9, 2016—Symphony Financial Planning announced today that it will host Beauty in Nature, an exhibition of nature-inspired art pieces, as part of the 2nd Friday ArtAbout Activities in downtown Davis. Davis Downtown holds the 2nd Friday…

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Symphony Financial Planning Sponsors Davis Art Studio Tour

October 3, 2017

Public can meet artists and see works in progress during two-day event. DAVIS, California—October 9, 2017—Symphony Financial Planning announced today that it is a sponsor of the 2017 Davis Art Studio Tour. The nonprofit Davis Arts Center hosts the annual tour of local artists. The family-friendly event features a self-guided tour of artist studios and…

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Are You Ready to Retire?

September 26, 2017
retirement

Here are some questions to ask yourself when deciding whether or not you are ready to retire. Is your nest egg adequate? It may be obvious, but the earlier you retire, the less time you’ll have to save, and the more years you’ll be living off your retirement savings. The average American can expect to…

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From Data Breaches to Ransomware: How to Avoid Becoming the Victim of a Cybercrime

September 26, 2017
hacker

Each time you connect to the Internet, you risk becoming the victim of a cybercrime. It’s the price we pay for living in a digital world—whether it’s at home, at work, or on your smartphone. According to the Identity Theft Resource Institute, the number of U.S. data breaches in 2016 increased by 40%. And as…

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The Health-Wealth Connection

September 26, 2017
exercise

It’s a vicious cycle: Money is one of the greatest causes of stress, prolonged stress can lead to serious health issues, and health issues often result in yet more financial struggles. The clear connection between health and wealth is why it’s so important to develop and maintain lifelong plans to manage both. The big picture…

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Symphony Financial Planning Advisors to Volunteer at Financial Planning Day

August 24, 2017

Rios and Comella Will Join Other CFP® Professionals in Providing Free Financial Counseling DAVIS, California—August 24, 2017—Symphony Financial Planning today announced that two of its financial planners, Taylor Rios and Heather Comella, will volunteer at the Greater Sacramento Financial Planning Day on October 21. At Financial Planning Day, CERTIFIED FINANCIAL PLANNER™ professionals provide free one-on-one…

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Converting Retirement Savings to Retirement Income

August 24, 2017

You’ve been saving diligently for years, and now it’s time to think about how to convert the money in your traditional 401(k)s (or similar workplace savings plans) into retirement income. But hold on, not so fast. You may need to take a few steps first. Evaluate your needs If you haven’t done so, estimate how…

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Can I Roll My Traditional 401(K) Account Balance Over to a Roth IRA?

August 24, 2017

Yes, you can make a direct or 60-day rollover from a 401(k) plan [or other qualified plan, 403(b) plan, or governmental 457(b) plan] to a Roth IRA, as long as you meet certain requirements.* First, you must be entitled to a distribution from your plan. While you can always access your account when you terminate…

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Four Numbers You Need to Know Now

August 24, 2017

When it comes to your finances, you might easily overlook some of the numbers that really count. Here are four to pay attention to now that might really matter in the future. 1. Retirement plan contribution rate What percentage of your salary are you contributing to a retirement plan? Making automatic contributions through an employer-sponsored…

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Don’t Let Rising Interest Rates Catch You by Surprise

July 28, 2017
interest rates

You’ve probably heard the news that the Federal Reserve has been raising its benchmark federal funds rate. The Fed doesn’t directly control consumer interest rates, but changes to the federal funds rate (which is the rate that banks use to lend funds to each other overnight within the Federal Reserve system) often affect consumer borrowing…

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