Date: June 2018
3 posts in June 2018
What are some tips for creating a budget and sticking to it?
June 27, 2018
It’s a common problem for many individuals — wondering exactly where your paycheck goes each month. After paying expenses, such as your mortgage, utilities, and credit card bills, you may find little left to put toward anything else. Creating a budget is the first key to successfully manage your finances. Knowing exactly how you are…
Protect Your Heirs by Naming a Trust as IRA Beneficiary
June 27, 2018
Often, tax-qualified retirement accounts such as IRAs make up a significant part of one’s estate. Naming beneficiaries of an IRA can be an important part of an estate plan. One option is designating a trust as the IRA beneficiary. This discussion applies to traditional IRAs, not to Roth IRAs. Special considerations apply to beneficiary designations…
Four Points to Consider When Setting a Retirement Income Goal
June 27, 2018
No matter what your age or stage of life, targeting a goal for monthly retirement income can seem like a daunting task. Following are four considerations to help you get started. 1. When do you plan to retire? The first question to ponder is your anticipated retirement age. Many people base their target retirement date…