Date: January 2021

4 posts in January 2021

Key Retirement and Tax Numbers for 2021

January 26, 2021
Close up of businesswomans hand with pen doing some financial calculations

Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts. Here are a few of the key adjustments for 2021. Estate, Gift, and Generation-Skipping Transfer Tax The annual gift tax exclusion (and annual generation-skipping transfer tax exclusion) for 2021 is…

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Sequence Risk: Preparing to Retire in a Down Market

January 26, 2021
senior couple happy tablet computer love together

“You can’t time the market” is an old maxim, but you also might say, “You can’t always time retirement.” Market losses on the front end of retirement could have an outsize effect on the income you receive from your portfolio by reducing the assets available to pursue growth when the market recovers. The risk of…

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Are Value Stocks Poised for a Comeback?

January 26, 2021
Financial and Technical Data Analysis Graph Showing Stock Market Trends

Growth stocks have dominated the market for the last decade, led by tech giants and other fast-growing companies. While it’s possible this trend may continue, some analysts think that value stocks may have strong appeal during the economic recovery.1 No one can predict the market, of course. And past results are never a guarantee of…

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Estate Planning Strategies in a Low-Interest-Rate Environment

January 12, 2021
Wooden blocks with percentage sign and down arrow

The federal government requires the use of certain interest rates (published by the IRS) to value various items used in estate planning, such as an income, annuity, or remainder interest in a trust. The government also has interest rates that a taxpayer may be deemed to use in connection with certain installment sales or intra-family…

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