Blog

Market Strategies: Three Ways to Play Defense in Your Stock Portfolio

August 28, 2019
Market Strategies: Three Ways to Play Defense in Your Stock Portfolio

Defensive investment strategies share a common goal—to help a portfolio better weather an economic downturn and/or bouts of market volatility. But there are some key differences, including the specific criteria by which particular stocks are selected. If you are nearing retirement or just have a more conservative risk tolerance, one of these defensive strategies may…

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Social Security: Shoring Up America’s Safety Net

August 28, 2019
Social Security: Shoring Up America's Safety Net

Ever since a legal secretary named Ida May Fuller received the first Social Security retirement check in 1940, Americans have been counting on Social Security to provide much needed retirement income. For many older Americans, Social Security is their main source of guaranteed retirement income—income that continues throughout their lifetimes and is indexed for inflation…

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Real Estate Investing 101

August 28, 2019
Real Estate Investing 101

Historically low mortgage interest rates and rising home values are just a couple of reasons why investors may be drawn to real estate investing. Not only does real estate have the potential to provide a steady income stream, but it can help diversify an investment portfolio and act as a hedge against inflation. If you…

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Symphony Financial Planning to Sponsor Upcoming Art Events

August 16, 2019
Symphony Financial Planning to Sponsor Upcoming Art Events

Financial planning firm is a sponsor for the Davis Arts Center’s annual studio tour and holiday sale. DAVIS, California—August 17, 2019—Symphony Financial Planning is proud to be a sponsor for two of the Davis Arts Center’s most beloved events: the Davis Art Studio Tour and the annual Holiday Sale. Symphony Financial Planning has sponsored both…

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Is It Time to Declare Your Financial Independence?

June 27, 2019
Declare Your Financial Independence

No matter how much money you have or which life stage you’re in, becoming financially independent starts with a dream. Your dream might be to finally pay off the mountain of debt you’ve accumulated, or to stop relying on someone else for financial support. Or perhaps your dream is to retire early so you can…

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Have you checked your tax withholding lately?

June 27, 2019
Have you checked your tax withholding lately?

If you were unpleasantly surprised by the amount of tax you owed or the amount of your tax refund when you filed your 2018 tax return, it may be time to check your withholding. It may also be time if there are changes in your life or financial situation that affect your tax liability. For…

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Should You Invest Internationally?

June 27, 2019
Should You Invest Internationally?

Investing in foreign stocks provides access to a world of opportunities outside the United States, which may help boost returns and manage risk in your portfolio. However, it’s important to understand the unique risk/return characteristics of foreign investments before sending a portion of your money overseas. Reasons to go abroad Here are some of the…

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How Does Your Employer’s Retirement Plan Compare?

May 30, 2019
Employer's Retirement

Each year, the Plan Sponsor Council of America (PSCA) surveys employers to gauge trends in retirement plan features and participation. Results are used by employers and plan participants to benchmark their plans against overall averages. How does your plan compare to the most recent survey results, released at the end of 2018?1 Participation and savings…

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Time for a Mid-Year Investment Check

May 30, 2019
Time for a Mid-Year Investment Check

Many investors may be inclined to review their portfolios only when markets hit a rough patch, but careful planning is essential in all economic climates. So whether the markets are up or down, periodically reviewing your portfolio with your financial professional can be an excellent way to keep your investments on track, and midway through…

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Ten Money-Saving Travel Tips

May 30, 2019
Ten Money-Saving Travel Tips

Exploring the world sounds fun and exciting, but it can be expensive to travel. However, there are ways to experience the trip of your dreams on a budget. Follow these money-saving tips when planning your next vacation to help make it more affordable. 1. Join a frequent flyer program. It will probably take time to accumulate…

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