Blog
Proud to Support the Davis Parents Nursery School as an Event Sponsor
February 24, 2019
We are proud to announce that we served as a sponsor for the for the Davis Parents Nursery School annual fundraiser and auction. The fundraiser and auction—coinciding with the preschool’s 70th anniversary—was held February 23 at the Vets Memorial Center. The preschool is a parent cooperative, meaning it is administered and maintained by parents. The…
Symphony Is Supporting North Davis Elementary
February 23, 2019
We were excited to sponsor the annual fundraiser and auction for North Davis Elementary School. The school’s PTA hosted the event February 22 at the Veterans Memorial Center. It’s the biggest fundraiser for the school, and we were honored to join it as part of our ongoing community outreach. In addition to our sponsorship, we…
Tax Scams to Watch Out For
January 30, 2019
While tax scams are especially prevalent during tax season, they can take place any time during the year. As a result, it’s in your best interest to always be vigilant so you don’t end up becoming the victim of a fraudulent tax scheme. Here are some of the more common scams to watch out for….
Hidden Gem: HSAs in Retirement
January 30, 2019
When saving for retirement, you’re probably aware of the benefits of using tax-preferred accounts such as 401(k)s and IRAs. But you may not be aware of another type of tax-preferred account that may prove very useful, not only during your working years but also in retirement: the health savings account (HSA). HSA in a nutshell…
Hybrid Funds: Balanced, Lifestyle, or Target?
January 30, 2019
Holding a mix of stocks and bonds is fundamental to building a portfolio that can pursue growth while potentially remaining more stable than a stock-only portfolio during market downturns. Many investors approach this goal by owning a mix of individual securities, a mix of funds, or both. However, some hybrid funds try to follow the…
Business Owners: What’s Your Plan for Retirement?
January 4, 2019
If you’re a small-business owner, you probably pour your heart, soul, and nearly all your money into your business. When it comes to retirement planning, do you cross your fingers and hope your business will provide the nest egg you’ll need to live comfortably? What if you become ill and have to sell your business…
Famous People Who Failed to Plan Properly
January 4, 2019
It’s almost impossible to overstate the importance of taking the time to plan your estate. Nevertheless, it’s surprising how many American adults haven’t done so. You might think that those who are rich and famous would be way ahead of the curve when it comes to planning their estates properly, considering the resources and lawyers…
Key Retirement and Tax Numbers for 2019
January 4, 2019
Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts. Here are a few of the key adjustments for 2019. Employer retirement plans Employees who participate in 401(k), 403(b), and most 457 plans can defer up to $19,000 in compensation…
Ann Fagan, CFP®, Joins Symphony Financial Planning
December 13, 2018
Fagan brings more than 30 years of experience to Davis wealth management firm. DAVIS, California—Symphony Financial Planning, a Davis-based investment advisory firm, announced today that Ann B. Fagan has joined the firm as a financial planner. “We are thrilled to have Ann join our firm,” said Paul Meyerhoff, Symphony Financial Planning’s founder and president. “Our…
Investing in Yourself for a Change
November 30, 2018
Retirement. College. An emergency fund. A new home or home improvement project. Check, check, check, and check. If you’ve been saving faithfully each month for some or all of these things, you might feel that you’re on a never-ending financial treadmill. It takes discipline, perseverance, and sacrifice to maintain a robust savings effort month after…